JOB LEVEL

Mid-level

MINIMUM QUALIFICATION

Bachelors degree

JOB SUMMARY

Support the credit analysis and underwriting initiatives for an up-and-coming lending institution.

JOB DESCRIPTION

The Position

Asaak is looking to hire a Senior Credit Officer for its Kampala office. You will report directly to the Branch Manager, have the opportunity to work collaboratively with the co-founders, and be part of the early team by making decisions that directly impact our customers’ lives. Asaak offers a uniquely mission-driven value proposition with a culture of camaraderie, energy, and high performance. This is a rare opportunity to have a lasting change in company culture and operations.

 Key Responsibilities:

• Underwriting & servicing of lending products ensuring compliance with company credit guidelines and regulatory requirements.
• Performing a first pass financial analysis on loan applicants, documenting findings, interacting with loan applicants as necessary, and forwarding finalized loan applications for final review.
• Manage daily and weekly reporting to senior directors.
• Responsible for hiring and training new staff.
• Provide splendid support to customers in a friendly and courteous manner at all times.
• Review and ensure the accuracy of all loan file details prior to submission to the manager for loan approval.
• Keep abreast of all company and investor credit policies and procedures as well as federal and regional regulatory changes by participating in in-house training events.
• Consistently meet bi-weekly and monthly targets as set by the supervisor.
• Supervise and directly participate in fieldwork and client assessments as needed.

Candidates' Qualifications and Experience:

• Hold a minimum of a bachelors degree in business administration, microfinance, or any related field.
• Have at least 3-5 years of accounting, underwriting, credit analysis, or financial analysis experience; prior experience as a loan officer is an advantage
• Strong communication skills, characterized by excellent writing and speaking skills
• Strong abilities with online communication tools such as Gmail and Slack
• Must possess excellent multi-tasking skills and be able to function under pressure
• Ability to handle fast-paced environments with minimum supervision and meet project deadlines
• Ability to use a tablet/smartphone/computer, experience with Google Applications is an advantage
• Must be patient and willing to help others in solving problems while maintaining a positive attitude at all times
• Must have a keen eye for detail and follow instructions precisely
• Fluency in English required; fluency in Luganda is an added advantage.